Hospitals empanelled for Modicare may give preference to poor patients over the middle class for fear of strict government action, says Harsh Roongta.
Home loan expert Harsh Roongta throws light on complex problems of tax benefits for housing loans.
When the bull run begins its march again, it will really be different!
Group policies are more suitable for diabetics; these are negotiable & flexible.
Vedanta Aluminium has been struggling to source sufficient bauxite to feed the 1 million tpy alumina refinery since its commissioning in August 2007.
Some of their tactics would put a snake oil salesman to shame, says Harsh Roongta.
Which is the best home loan? Advice from financial guru Harsh Roongta.
Prompt refunds have been made for small amounts. For larger amounts, time has been sought till March 2018
Do not game the system to run away from repaying the money you owe to the credit card company.
'If the RBI liability is extinguished and they no longer remain legal tender, then those Rs 500 and Rs 1,000 notes are worthless paper.' 'Then why should it be a criminal offence to keep that paper?'
If the government decides to go back to the old regime where the EPF was not taxed but the NPS was, the latter will become an unattractive product.
In July 2013, RBI warned banks against sending unsolicited cards.
Once the new real estate Act is implemented, developers won't be able to cheat you.
The government has not done its homework or made any attempt to forge a consensus on this matter that affects millions of people in the organised sector, says Harsh Roongta.
There is a huge gap in service charges on other factors such as penalty on cheque return.
Prepaid one offered by HDFC Bank and Apollo Hospitals gives discounts but one needs to spend it at designated hospitals and pharmacies to avail benefits
On maturity, 40 per cent of the accumulated corpus can be withdrawn tax-free.
Act on your good intentions now. You have nothing to lose and everything to gain.
Without proper files, approaching the court isn't quite helpful.
A lot of people are hesitant to use this route because of the heavy turnover of these assistants.
If you are one among the millions of existing borrowers who are paying a higher interest rate compared to new borrowers of the same bank, make your shift now, before prepayment charges make it more expensive.
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The benchmark has gained 2 per cent this week on continued hopes the incoming Narendra Modi government would unveil substantial economic reforms.
The 40 per cent exemption benefit is applicable only for employees.
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RBI's move to link loan payment to construction progress is likely to bring down property prices.
The government has become used to accounting for TDS as its income even though it knows a significant portion needs to be returned as refund
Section 54 provides a tax-free method to convert unaccounted money into accounted money, says Harsh Roongta.
Despite intermittent attempts by lenders to come out with fixed rate home loan products, the high interest rates (as compared to floating rate home loans) ensured that they were not considered as a real option by consumers.
The entire 'teaser rate' phenomenon only ended up benefiting lenders and developers at the cost of the loan consumers.
The Reserve Bank of India has told banks not to levy penal charges for non-maintenance of minimum balances in any inoperative account.
The player still refuses to pass on the reduced temperature to the stadium.
The run-up to next year's general elections might see some of the top executives of government-run companies getting unlucky. And, the period could become the best in the lives of those waiting in the wings.
The average rate of rupee depreciation vis--vis the dollar over the last 20 years is around 3.50 per cent per annum
The total number of passenger vehicles (cars and utility vehicles) sold annually in the 1970s was 32,000 units - less than even one week's sales today.
How will the government's decision to demonetise Rs 500 and Rs 1,000 notes help curb the creation and flow of black money into the Indian economy?
'As engineers, as alumni and as Indians, we should be concerned about today's leadership that is making tomorrow's leaders at our IITs,' says Air Marshal P V Athawale PVSM, AVSM, VSM (Retd).
The abolition of wealth tax is again a welcome step.
The idea was that despite some defaults the high rates would assure good profits.
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